Long Term Care

Long Term Care Insurance

Long term care is becoming an increasingly important issue in this country. As Americans continue to live longer, millions will face the prospect of needing or providing long term care at some point in their lives. Long term care covers a broad spectrum of needs from nursing home care for those with complex needs, to adult day health care and assisted living facilities, to home care. While the costs associated with each type of care vary greatly, they can add up quickly. In just a few short years, families can deplete their savings as they pay for a loved one’s increasingly expensive care out of their own pockets.

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Note: State regulations require that unless appropriately licensed, appointed (where required), and having completed the necessary and ongoing training requirements (where required), insurance producers must not attempt to solicit, negotiate or sell long term care insurance. Requirements vary by state.

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